1 The First Step 1

2 An Investor’s Best Friend—Asset Allocation 21

3 Guerrilla Warfare:You Versus Your Portfolio 37

4 I Own That Company! 51

5 The Shopping Mall of Investments 71

6 Help! I’m Running out of Money! 93

7 The Steady Staples of a Well-Balanced Portfolio: Bonds, Cash,

and REITS 107

8 When Good Investing Goes Bad 133

9 Harvard,Yale, or Your Local Community College: What Can

You Afford? 153

10 Make April 15th Your Favorite Day 169

11 Guarding Against the Financial Pitfalls of Death 197

12 Financial Suits of Armor 217

13 Why You Shouldn’t Count on the Government’s Help for

Your Retirement 245

14 Where Do You Want Your Money to Take You Today? 279

15 You Can’t Take It with You 315

Glossary of Financial Terms 335

Index 341